Farmowners
What Heartland Farmowners can do for you.
Heartland Mutual Insurance Association offers a variety of property casualty insurance products to the Iowa community. We are a leading provider of comprehensive insurance solutions for farmowners. As a major agriculture center in the United States, Iowa is home to over 30.0M acres of farmland according to the Department of Agriculture. Below is a list of risks we cover under our comprehensive farmowners policies.
- Dwellings (ACV coverage to replacement cost)
- Mobile Homes
- Manufactured Homes
- Seasonal Homes/ Cabins
- Dwellings Under Construction
- Theft of Building Materials
- Farm Outbuildings and Structures (Barns, Cribs, Machine Sheds, Silo, Irrigation Systems)
- Garages
- Grain Bins/ Drying Bins
- Ag Confinements (Hog or Cattle- No Poultry)
- Machine Sheds with Living Quarters “Shouse”
- Comprehensive Coverage for Outbuildings (snow load, vehicle)
- Farm Personal Property
- Blanket Coverage (Basic or All Peril)
- Cab Glass
- Suffocation of Animals
- Blizzard Coverage for Livestock
- Peak Season – Grain, Livestock or Seed Held for Sale
- ATV (Farm Use Only)
- Farm Floaters – Combines, Tractors, Leased Equipment, Custom
- Farm Interruption Coverage
- Outside Wiring
- Water pumps & submersibles
- Sewer & Drain Coverage
- Service Line Coverage
- Refrigerated Products
- Earthquake
- Satellite Dishes / Antenna’s
- Business Property